Archives for Saving

How to Save More for Retirement After Age 50

Whether it’s advice from their parents, a response to television ads urging viewers to save for retirement, or their own financial savvy, many of today’s young professionals recognize the importance of saving for retirement from the moment they receive their first paychecks. But men and women over 50 may not have been so practical, and many such professionals may feel a need to save more as their retirements draw ever closer. Saving for retirement might

Categories: Advice and Saving.

Go Green When Spending Time Outdoors This Summer

The great outdoors beckons people year-round. But nature is especially enticing in summer, when warm weather compels people to leave their couches and soak up some sun. Spending time outdoors is rewarding, and it can be even more so when men and women take steps to make their outdoor recreation as eco-friendly as possible. Whether it’s choosing certain activities or taking other measures, there are various ways to go green when spending time outdoors this

Categories: Advice, Outdoors, Saving, Summer, and Travel.

Ways to Conserve Energy at the Office

Conservation methods can help save energy and preserve natural resources, but business owners may also be intrigued by the potential cost-savings of conservation. Utility costs vary depending on the size of a business, but the U.S. Small Business Administration notes that prospective business owners must estimate and include such costs when seeking loans to start their businesses. Estimated utility costs can be intimidating, especially for those owners who have never before owned their own businesses.

Categories: Advice, Home Improvement, and Saving.

Set and Stick to Your Holiday Budget

The chance to give gifts and spend time with loved ones makes the holiday season a special time of year. But for many people, the holiday season often leads to overspending. A 2016 survey from the American Research Group found that American shoppers anticipated spending an average of $930 on gifts that holiday season. Data from T. Rowe Price confirms that parents are spending between $400 and $500 per child each year. In 2015, CPA

Categories: Advice, Holidays, Saving, and Shopping.

Set and Stick to Your Holiday Budget

The chance to give gifts and spend time with loved ones makes the holiday season a special time of year. But for many people, the holiday season often leads to overspending. A 2016 survey from the American Research Group found that American shoppers anticipated spending an average of $930 on gifts that holiday season. Data from T. Rowe Price confirms that parents are spending between $400 and $500 per child each year. In 2015, CPA

Categories: Advice, Holidays, Saving, and Seasonal.

Money-Saving Shopping Tips For Savvy Shoppers

Sticking to a budget when shopping can help shoppers stay out of debt and avoid buying items they don’t need. But staying within budget is a challenge for many shoppers, especially when they come upon items that are hard to resist. Breaking the budget is imprudent, and savvy shoppers know it’s oftentimes unnecessary. By employing a handful of money-saving strategies on their next shopping trip, shoppers can have their cake and eat it, too. Embrace

Categories: Advice, Saving, and Shopping.

Navigating Tech Choices For School Use

Technology is essential in the daily lives of students. Whether it’s kids learning their ABC’s or graduate students pursuing advanced degrees, technology has transformed the way lessons are taught and learned. Statistics support the notion that technology in the classroom is irreplaceable. According to data from the tutoring resource PracTutor, Houghton Mifflin Harcourt and various colleges, 98 percent of schools have one or more computers in the classroom. In addition, 77 percent of teachers use

Categories: Repair, Saving, School, Seasonal, and Summer.

How to Save on School Supplies

Back to school season can be as expensive for parents as it is exciting for students. Once the initial letdown of the end of summer vacation wears off, many kids are excited to return to school, where they can see their friends, study their favorite subjects and participate in extracurricular activities. Parents of school-aged youngsters may share in that excitement while also knowing that back to school season can stretch their budgets. One of the

Categories: Advice, Organize, Saving, and School.

Guide to End-of-Summer Sales

The end of summer is marked by mixed feelings. Come the end of summer, vacations may be coming to an end as children ready themselves for a new school year. But shoppers know the end of summer is an ideal time to find great deals on an array of items. Although back-to-school sales flood the marketplace this time of year, plenty of other sales take place in the final weeks of summer – and consumers

Categories: Advice, Saving, and Seasonal.

5 Simple Ways to Increase Energy Efficiency & Savings

Fall and winter can be tough on your home and your wallet. As temperatures drop, chances are your furnace will be working overtime. This results in two things – greater energy consumption and higher heating bills. In fact, costs associated with heating and cooling a home year-round typically comprise two-thirds of the average energy bill. Try these easy DIY projects to help cut down on energy loss and expenses: 1. Replace worn weather-stripping around doors

Categories: Advice, Organize, Projects, and Saving.