Couples expecting their first child often find that the months leading up to the birth of the baby are an exciting time filled with anticipation. But those months are also a time for expectant parents to make some important decisions regarding their finances. Raising a child is an expensive endeavor, one that couples must start preparing for the moment they learn a baby is on the way, if not earlier. Expecting parents likely know their
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The costs of raising a family can be considerable. In its 2014 “Expenditures on Children by Families” report, the United States Department of Agriculture estimated that parents in middle-income households with a child born in 2013 can expect to spend $245,000 raising a child up to age 18. While estimates regarding the cost of raising children in Canada are widely varied depending on the source of the approximations, it’s fair to assume that raising children
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