Tag: shopping

Last-Minute Holiday Shopping Tips

Holiday shopping season typically begins the day after Thanksgiving and extends all the way to Christmas Eve. While that’s a considerable amount of time for shoppers to find gifts for everyone on their shopping list, many people will still find themselves putting holiday shopping off until the last minute. In certain ways, last-minute holiday shopping is easier than ever.

Thanks to online retailers who can ship products overnight, men and women who delay their holiday shopping have more options at their disposal than they did before the arrival of the Internet. And unlike the days of yore when the best deals were largely exclusive to Black Friday, some shoppers find that competition between online retailers and traditional brick-and-mortar stores is so great that deals can be found regardless of when they begin shopping.

But while waiting until the last minute to begin holiday shopping may not be as risky as it used to be, shoppers may still benefit by sticking to certain strategies so they can find the perfect gifts without breaking the bank.

Stay within your budget.

Even last-minute shoppers have holiday shopping budgets. But it can be harder for last-minute shoppers to stick to their budgets because they have less time to comparison shop and hunt for deals. As the holiday shopping season winds down, resist the temptation to go over budget. If a gift you had in mind is available but more than you can spend, look for something else. Overspending on holiday shopping in December is a recipe for debt in January, and no shopper wants to begin the new year weighed down by consumer debt.

Shop local

National chains and big box retailers are renowned for rolling out great deals during the holiday season, but such stores may have very limited or unimpressive inventory left by the time last-minute shoppers begin shopping. Local retailers are often incapable of slashing prices as significantly as their larger competitors, and that may mean they have more extensive inventories available throughout the holiday shopping season. In addition, shoppers who stick with local retailers won’t have to pay shipping costs to ensure items arrive on time.

Shop during off-peak hours

Shopping during off-peak hours can help last-minute shoppers make efficient use of the limited time they have to buy gifts for their loved ones. Visit stores early in the morning or late at night, or schedule a midweek afternoon shopping trip so you aren’t spending what little time you have left waiting on lines or hunting for parking.

Give something less traditional

Holiday gifts need not come from stores. Rather than spending their time shopping for gifts for loved ones who seemingly have it all, last-minute shoppers can give the gift of a donation in their loved one’s name.

Last-minute shoppers who want to give something more tangible can create a homemade gift that’s both unique and heartfelt. If your DIY skills are lacking, give a loved one the gift of a night out on the town at your expense.

Shoppers who wait until the end of the holiday shopping season to begin their searches for holiday gifts can still find great gifts without going broke.

Gifts for Avid Hunters, Anglers and Outdoorsmen

The U.S. Fish & Wildlife Services’ 2011 National Survey of Fishing, Hunting and Wildlife-Associated Recreation unveiled that more than 90 million United States residents aged 16 or older participated in some sort of wildlife-related activity that year — the most recent year on record. Wildlife recreationists spend nearly $150 billion per year on their activities.

With this in mind, those who have hunters, anglers or outdoorsmen on their holiday shopping lists may find that gifts facilitating these specific pursuits can be the ideal fit this holiday season. Rather than scouring the mall for hours, a visit to the nearest sports outfitter can yield a bevy of appropriate gift ideas.

For some inspiration, consider these gifts for the outdoor enthusiast.

• Binoculars:

Scoping out territory and looking for game is often part of the hunt. A set of durable new binoculars can give hunters an edge.

• Heated shoe insoles:

Hunting and fishing often require long wait periods — sometimes in chilly weather. Heated shoe insoles and hand warmers can keep outdoorsmen warm.

• GPS/digital watch:

Although many smartphones tell time and offer GPS services, lightweight watches may be more convenient than phones. For example, the Garmin Fenex Watch is waterproof and offers such functions as GPS, an altimeter, barometer and a digital compass.

• All-season tent:

Camping out is not just a summer activity. A tent that is rated to withstand various temperatures and conditions can be an asset.

• Waders:

Anglers sometimes need to get up close and personal with their prey. A sturdy pair of breathable waders is ideal for those who venture out of the boat or off of the coast.

• Wool socks:

They may be a basic item, but hikers, hunters and other sports people can’t stock up enough on warm, sweat-wicking wool socks that will keep their feet comfortable and dry on all excursions.

• Folding knife:

Knives are ideal for cutting fishing line, twigs for a campfire and much more. A sturdy, quality knife that fits easily in a pocket or backpack is a must-have for hunters, campers and anglers.

• Water-resistant pouch:

A day on the boat or near the water requires gear that can get wet without soiling items stored inside. Choose a pouch that can fit a camera, keys, phone, and other necessities.

• Climbing stand:

Hunters frequently spend time up in the trees to get a better view of oncoming game. Stationary tree stands may remain for the season, but lightweight offerings fold and can be transported from area to area.

Guide to End-of-Summer Sales

The end of summer is marked by mixed feelings. Come the end of summer, vacations may be coming to an end as children ready themselves for a new school year. But shoppers know the end of summer is an ideal time to find great deals on an array of items. Although back-to-school sales flood the marketplace this time of year, plenty of other sales take place in the final weeks of summer — and consumers can save substantial amounts of money if they know where to look.

Outdoor furniture

As stores clear out their seasonal items, shoppers can score big deals on patio sets and other outdoor furniture. Retailers need to make room for snowblowers, rakes, shovels, and holiday merchandise, so shoppers are bound to find discounted tables, chairs, fire pits, umbrellas, and chaise lounges. Individuals can use this opportunity to update worn-out patio furniture and other seasonal items they can store over the winter.

Camping/hiking equipment

Only the most devoted campers camp out when the temperatures begin to dip, so consumers can use this opportunity to grab camping equipment before it’s gone for another season. Tents, flashlights, cooking gear, backpacks, outdoor recreational items, such as kayaks or fishing tackle, water bladders, and heaters may be available at steep discounts.

Grills

Backyard barbecues are a staple of summer. If your barbecue or outdoor cooking equipment experienced heavy use throughout the summer, now is a great time to shop sales on grills and outdoor cooking gear.

Travel

Consumer Reports says that prices tend to drop on airfare, hotels and theme parks after Labor Day. Deals on luggage also can be had once summer travel season ends. Tuesdays are a great day to book airline tickets because they tend to be cheaper on Tuesday than other days of the week. Travelers can use this information to their advantage, booking trips to destinations that have super weather throughout the fall, such as Hawaii or the Mediterranean. Caribbean destinations also are good choices, though travelers should consider travel insurance to protect against hurricane-related cancellations.

Vehicles

Many dealerships tend to begin discounting cars when new models begin to debut in August and September. The longer a dealership holds on to a vehicle, the more money it tends to lose. Prospective car buyers may be able to negotiate a good deal this time of year, ultimately walking away with a brand new vehicle with a solid warranty. It’s not unheard of to receive a discount of 15 percent or more on previous year models.

Spa treatments

Many spas have begun discounting massages and facials at the end of summer, according to the International Spa Association. Shoppers can use this opportunity to try out new spas and save some money in the process. In addition to these discounts, bathing suits, summer clothing, lawn and garden equipment, and pool/spa items may be discounted come the fall.

Holiday Gift-Wrapping Tips and Tricks

After all the holiday presents have been purchased, the task of wrapping can begin. Although some people find wrapping is relaxing and provides a chance to embrace one’s artistic flair, many others find wrapping gift after gift becomes tedious quite fast.

While there are no statistics on just how many gifts the average person purchases over the course of the holiday season, the National Retail Federation says the average consumer will spend around $800 on all things holiday. That means there will be a lot of gifts to wrap before the big exchange. Those who want to make gift-wrapping less tedious this holiday season can consider these ideas to streamline the process.

Gather all supplies

When the time comes to wrap gifts, there’s nothing more frustrating than hunting for wrapping supplies. Have paper, bows, bags, tissue, pens, tape (double-sided tape streamlines the process), scissors, ribbon, and any other wrapping accoutrements at the ready. Set up a folding snack table near your wrapping area to hold the supplies so they don’t get in the way.

Choose the right location

Always wrap on a large, flat and sturdy surface. Avoid wrapping on a carpet, which will give gift wrap a wrinkled look and increase the amount of time needed to wrap.

Square it up

If you are a master at wrapping rectangular or square gifts but fail when presents are oddly shaped, place misshapen gifts into boxes and then wrap the boxes. Gift bags also can be used for such gifts, but wrapped boxes may look more appealing under the tree.

Fabric over paper

If you think gift wrap is wasteful, think about repurposing fabric into beautiful wrapping for presents. A square of leftover fabric, a piece of a t-shirt or even a portion of a sweater that has seen better days can be transformed into an innovative package for gift-giving. Tie the gathered ends into a bow and skip the tape as well. Dress up with ribbon and a tag for extra flair. Fabric bends and moves, making it more forgiving for oddly shaped gifts as well.

Stock up on paper shopping bags

On your next trip to Trader Joes or Whole Foods, bring home more than organic produce. Walk away with paper bags and free gift wrap. Craft a DIY stamp roller or handmade stamps to dress up plain brown bags. Or wrap the gift in twine and add a sprig of evergreen for a rustic look. Children can even use markers or crayons to create their own designs on gifts, personalizing even further.

Diversify gifts

Identify each recipient’s gifts by wrapping in a different color or style. Just jot down the key to decoding the wrapping, and you’ll save time on individual gift tags.

Wrapping presents doesn’t have to be a chore. With some time-saving tips and tricks, the work can be a breeze.

Experience Gifts Are Out-of-the-Box Exciting

The holidays are a season for decorating, entertaining and, of course, figuring out what to get all of the special people on gift lists. Instead of navigating crowded stores to find a gift that may just take up space in their loved ones’ closets, more and more people are giving the gift of an experience.

According to Dr. Thomas Gilovich, a professor of psychology at Cornell University, new belongings will only be exciting at first, but then people adapt to them. If shoppers’ goals are to prolong those feelings of excitement, then personal experiences can be more effective than material goods.

When shopping for those who seemingly have everything, a gift of an experience may be a smarter choice, especially if the experience is something the recipient may never have done before or wouldn’t think to get for him or herself. For those who need a little inspiration, the following are some ways to treat loved ones to special experiences.

· Wine tasting: Find a local winery that offers tours and other wine-tasting experiences. Many areas of the country not particularly known as meccas for wine are still homes to local wineries. Treat a loved one to a day at a nearby winery or vineyard, bringing along some snacks, such as bread and cheese, to pair with the wines.

· Fitness class party: Enable fitness enthusiasts to try out new and trendy exercise classes by giving the gift of a class or membership. Consider tagging along to a class so the recipient doesn’t have to go it alone.

· Head in the clouds: Book a trip aboard a sight-seeing plane, balloon or helicopter for the high-flying thrill-seeker on your holiday shopping list. Contact a nearby airport or sightseeing company to find out what is available. Some tours circle national monuments and points of interests, providing more bang for the buck.

· Action and adventure: There’s adventure to be had on land as well. Racing fans can sit behind the wheel of a race car and lap the racetrack like their favorite NASCAR® stars. Those who prefer getting a little wet with their wild may enjoy a whitewater rafting excursion.

· The choice is theirs: If you’re stuck on what to get, let recipients choose their own experience. Companies like Cloud 9 Living enable individuals to choose their experiences from a wide variety of options.

Giving experiences can equal a year of entertaining and enjoyable memories for gift recipients.
 
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Travel Gifts for the Holiday Season

Vacations create memories that last a lifetime. But across North America, surveys indicate that fewer people are cashing in on all of their vacation days. Some may be too busy to travel as much as they would like, while others might not be able to afford to travel. A gift of travel removes much of the expense of traveling and can serve as a catalyst one needs to go and explore.

Escaping to warm climates can be just what the doctor ordered when winter weather sets in at home. Although that first snowfall can make for a picturesque holiday season, there’s a good chance that after several storms and navigating icy roads, a getaway to sunshine and sand can help beat winter blues. When gifting travel this year, consider these great places to travel in January and February.

· Anguilla: Anguilla is a British territory in the Eastern Caribbean, just east of the British and U.S. Virgin Islands. It’s known for its long sandy stretches of beach and pleasant winter temperatures, which average 83 F. There isn’t much hustle and bustle, so this island destination can be the ideal place for relaxation.

· Australia and New Zealand: January and February are summer months in the southern hemisphere. These vibrant countries offer everything from costal charm to remote plains.

· Costa Rica: An abundance of wildlife, unspoiled beaches and rain forests draw visitors to this Central American locale. Travelers can hike active volcanoes or surf warm turquoise waters. The “dry season” arrives in December along with moderate temperatures.

· Honolulu: The weather in Hawaii tends to be beautiful year-round, but February can be an especially good time to travel to this U.S. island chain. Travel & Leisure says that hotels often slash their rates by up to 40 percent in February. This makes it much more affordable to gift a stay in Honolulu.

· Orlando: While holiday crowds peak in November and December, visiting Orlando and its main attraction, Disney World, is much easier when the crowds thin out in January and February. The slower season means affordable hotel rates and shorter lines for attractions.

· Montreal: Those who don’t want to escape the snow but embrace it might find a vacation in Montreal a welcome diversion. This cultured city offers Old World charm plus modern amenities.

· Puerto Rico: American travelers can vacation in Puerto Rico without needing travel visas or passports. While all of Puerto Rico is a sight to be seen, the capital of San Juan has thriving arts and culture.

· St. Martin: Also known as St. Maarten, this paradise offers two different cultures for the price of one. The island shares French and Dutch territory status. Visitors who like to eat well and party into the morning often find St. Martin an ideal destination.

Gifting plane tickets, hotel reservations or upgraded meal plans can make winter vacations that much more enjoyable.

Gifts That Pamper and Rejuvenate

Stress can be bad for the body, contributing to depression, anxiety, hypertension, and even obesity. Unfortunately, more than half of working adults and 47 percent of all Americans say they are concerned with the amount of stress in their lives, according to a survey from the American Psychological Association. Canadians, too, are feeling stressed. The North American research company Ipsos found that stress affects 76 percent of the Canadian population.

Reducing stress can be especially important during the holiday season, which, thanks in part to its hectic nature, tends to produce extra feelings of stress. Gifts that pamper, relax and rejuvenate might be the ideal fit for those who need a little rest and relaxation.

· Aromatherapy: Studies have shown that aromatherapy, or breathing in certain scents, can trigger reactions in the brain and affect emotions, mood and memory. Specific essential oils can help relieve stress, induce relaxation and even promote better sleep. Scents such as lavender, lemon or yuzu, bergamot, ylang ylang, and jasmine can promote relaxation in many people.

· Candles: The combination of subtle, low flickering light and relaxing aromas can make candles soothing gifts. Put together an entire gift package with decorative candle holders or a nice tray on which candles of various heights can be placed.

· Plush robe: Sometimes lounging around the house is all that’s necessary to create a soothing atmosphere. A plush robe that is luxurious and comfortable will help that someone special unwind after a long day or after sleeping in on the weekend.

· Home aquarium: Stress can melt away watching underwater life flick and flitter through the aquarium. Combined with soothing bubbles and the gentle hum and splash of the filter, it is easy to see how having a fish tank in the home can alleviate stress. Make sure the gift recipient is able to care for the fish and select low-maintenance species.

· Bed linens: Treat someone special to the gift of added relaxation in the bedroom. Buying bed linens is often a chore and an expense that people put off. Pima cotton, silk, satin, or sateen sheets can be cool, comfortable and soothing.

· Facial treatment: A massage session can be relaxing, but so can a facial. There’s something serene about having a professional apply products and rub areas of the face and temples. Stress will slip away in an instant.

Pampering gifts can help ease anxiety, tame stress and help anyone feel more relaxed and happy.

Set and Stick to Your Holiday Budget

The chance to give gifts and spend time with loved ones makes the holiday season a special time of year. But for many people, the holiday season often leads to overspending.

A 2016 survey from the American Research Group found that American shoppers anticipated spending an average of $930 on gifts that holiday season. Data from T. Rowe Price confirms that parents are spending between $400 and $500 per child each year. In 2015, CPA Canada conducted a random phone survey of 1,004 adult Canadians and found the average adult planned to spend $766 on holiday gifts.

Although these numbers can reflect an overwhelming sense of generosity, many times excessive spending is based on a desire to outdo gifting from the year prior – sometimes at the risk of personal finances. Some people are taking drastic measures to make holidays over-the-top, with some delving into emergency savings while others withdraw prematurely from retirement accounts. Budgeting for the holiday season can help shoppers keep their finances in check.

Determine spending patterns

An examination of receipts and spending habits from previous holiday seasons can help individuals establish budgets for the current year. Make a list of all expenses – even the ones that extend beyond holiday giving. These may include expenses such as gym service fees, homeowner’s insurance, traveling expenses, gift exchanges at work, and more. Extra costs can add up and should be factored into holiday budgets.

Try to recall if your spending last year felt comfortable or if you were paying off credit cards long after the holiday season had ended. If it’s the latter, resolve to make adjustments.

Establish a budget that fits

There is no such thing as a one-size-fits-all budget. Figure out if there is extra money this season or if times are tight. This will help you plan accordingly and avoid overspending. Shifting priorities can help free up some cash. If children are interested in this year’s hot (and likely expensive) gift, cut back on holiday travel or entertaining. Instead of buying gifts for coworkers, buy a drink during a night out.

Use the holidays as an opportunity to sell

Collectibles, gently used toys, video games, action figures – all of these items may be collecting dust at your home, but they might be coveted by other shoppers. Rely on the season for spending to make some extra income that can be cashed in for your own holiday purchases.

Set up an account and track spending

Establish a separate account strictly for holiday spending. This can include a credit card only used for gifts and entertaining or a savings account at a bank or credit union. You won’t know what is going out of your account unless you keep careful tabs on it. Tracking spending is the biggest key to sticking with a budget, according to the financial advice group The Balance.

Holiday budgeting can be challenging. But with some effort, it is possible to avoid debt and still enjoy a happy holiday season.

Gifts for Avid Hunters, Anglers & Outdoorsmen

The U.S. Fish & Wildlife Services’ 2011 National Survey of Fishing, Hunting and Wildlife-Associated Recreation unveiled that more than 90 million United States residents aged 16 or older participated in some sort of wildlife-related activity that year – the most recent year on record. Wildlife recreationists spend nearly $150 billion per year on their activities. With this in mind, those who have hunters, anglers or outdoorsmen on their holiday shopping lists may find that gifts facilitating these specific pursuits can be the ideal fit this holiday season.

Rather than scouring the mall for hours, a visit to the nearest sports outfitter can yield a bevy of appropriate gift ideas. For some inspiration, consider these gifts for the outdoor enthusiast.

· Binoculars: Scoping out territory and looking for game is often part of the hunt. A set of durable new binoculars can give hunters an edge.

· Heated shoe insoles: Hunting and fishing often require long wait periods – sometimes in chilly weather. Heated shoe insoles and hand warmers can keep outdoorsmen warm.

· GPS/digital watch: Although many smartphones tell time and offer GPS services, lightweight watches may be more convenient than phones. For example, the Garmin Fenex Watch is waterproof and offers such functions as GPS, an altimeter, barometer and a digital compass.

· All-season tent: Camping out is not just a summer activity. A tent that is rated to withstand various temperatures and conditions can be an asset.

· Waders: Anglers sometimes need to get up close and personal with their prey. A sturdy pair of breathable waders is ideal for those who venture out of the boat or off of the coast.

· Wool socks: They may be a basic item, but hikers, hunters and other sports people can’t stock up enough on warm, sweat-wicking wool socks that will keep their feet comfortable and dry on all excursions.

· Folding knife: Knives are ideal for cutting fishing line, twigs for a campfire and much more. A sturdy, quality knife that fits easily in a pocket or backpack is a must-have for hunters, campers and anglers.

· Water-resistant pouch: A day on the boat or near the water requires gear that can get wet without soiling items stored inside. Choose a pouch that can fit a camera, keys, phone, and other necessities.

· Climbing stand: Hunters frequently spend time up in the trees to get a better view of oncoming game. Stationary tree stands may remain for the season, but lightweight offerings fold and can be transported from area to area.

Plan Your Fall Foliage Excursion

Autumn means different things to many people. Students may embrace the dawn of a new school year, while others might embrace the crisp weather after a season of heat. One of the more widely enjoyed aspects of autumn is the chance to take in the brilliant foliage.

Although New England may be renowned for its bright, orange, red and yellow panoramas, dazzling displays of foliage can be witnessed anywhere temperatures descend enough for deciduous trees to shed their leaves.

The first step to a successful fall foliage excursion is to find the right spot. The Catskill and Adirondack Mountains of New York, Amish Country in Pennsylvania, the Great Lakes from Michigan to Ohio, and many other areas can be great places to witness nature at its most colorful. To make the most of fall foliage road trips, drivers can keep the following suggestions in mind.

· Get off the highway. To see great fall vistas, take a detour from major thoroughfares and visit small towns and mountain passes. Invest in some maps, as cellular networks may be inaccessible in remote locales.

· Avoid tourist-heavy areas. Drivers may prefer less crowded roadways to accompany the great scenery. Such drivers should visit areas that are not tourist meccas. Any area that plays home to forests and sprawling landscapes will do.

· Go on foot. To get the best photos, head out at sunrise or sunset. Soft, golden light dappled by leaves will bring out the golden tones in photos. Going on foot will help you discover the nuances of the season and slow down for a change.

· Don’t overlook overcast days. Traveling in the rain may not be fun, but overcast days might be ideal. On such days, the sun won’t be too warm and drown out the colors.

· Bring along binoculars. Wildlife is often mobile and abundant in the fall, as animals scurry to feed and gather supplies before the winter. As a result, autumn is a great time to spot wildlife that’s normally hiding in thickets and woodland areas.

· Plan for stops along the way. Don’t forget to bring some spending money in the form of cash so that you can enjoy the small farm stands and shops that often dot rural landscapes. Pick up farm-fresh produce or choose a plump pumpkin. Yard sales also are abundant this time of year. Small shops may not take credit cards, so if you plan to buy, cash is king.

Trees begin shedding their leaves as early as the beginning of September in Canada and the northern United States. As the days press on, the fall finery will gradually shift southward. For those who can afford to take a weekday off, do so, as weekends might be overcome with fellow nature enthusiasts.