Tag: coupons

How to Easily Maximize Coupon Savings

Many items, including food and clothing, can strain a budget. As a result, many shoppers make it their mission to save money on their purchases, and coupons can be a great way to do just that.

According to a 2014 survey from the discount coupon site RetailMeNot, 96 percent of respondents regularly use coupons. In fact, Hawk Incentives, another deal resource, found that 40 percent of coupon users feel smarter when taking advantage of a deal. While there are some people who use coupons periodically, an entirely different type of shopper has mastered the art of maximizing coupon savings.

Learning how to follow such shoppers’ lead can save consumers substantial sums of money.

• Look for deals in your local newspaper. Begin by perusing newspaper inserts from local papers and match up the circulars to the stores you frequently visit. Pick the best deals you can find for products you actually use. You will not be saving money if you clip and utilize coupons but end up buying items that you don’t need and/or won’t use.

• See if you can stack coupons. Some stores will enable you to use both a manufacturer’s coupon and a store coupon at the same time. This is called stacking. Shop at stores that allow stacking to get better deals, particularly on food.

• Use discount code sites. Regularly check sites and apps like RetailMeNot for codes for favorite retailers. This is easily done before you head to the check-out line. Popular stores frequently run deals, and you may not realize there is a discount even if you’re in the store already. Oftentimes codes can be scanned directly from your phone. Other apps and resources enable you to load offers directly to a store rewards card. Investigate these possibilities for more savings.

• Automatically update your shopping cart. When making purchases online, utilize a plug-in site like Honey, which automatically scans its database of usable discount codes for the retailer you’re using. See if there are any applicable codes that can earn you a discount on the spot. If not, Honey will tell you that you have the best price.

• Sign up for mailing lists. While you may not want to inundate your inbox with spam, retailer newsletters and mailing lists will inform you about discounts and sales others may not know about. If you’re concerned about your email program getting flooded, designate a filter that will group these promotions into a separate folder.

• Keep coupons close. Coupons are only good if they’re available for use. Have a holder for print coupons or store digital coupons in a folder on your phone that can be easily accessed.

With these strategies in mind, consumers can increase their coupon savings considerably.

Coupon Tips for Deal-Seekers

Although many people will not go to extremes when using coupons, when used wisely, such discounts can help save a good deal of money.

Coupons can help people, and parents in particular, save substantial amounts of money. While television shows have documented the efforts of people who take coupon usage to the extreme, many shoppers simply want to earn modest savings on their grocery bills, recognizing that saving a few dollars here or there can add up to significant savings over time.

But even if you have no desire to spend hours on end hunting down the best deals, there are some ways to make the best use of coupons without taking up much of your time.

Understand stores’ coupon policies
Begin by researching if stores you frequent have restrictions on coupon usage. Some stores will double the value of coupons and others will not. Stores may set limits on the number of coupons one register can process or how many coupons a particular shopper can use at one time. It may be possible to use two different coupons for the same item, provided one is a manufacturer’s coupon and the other is store-based. The more you know about the coupon policies at your favorite stores, the more likely you are to use those policies to your advantage.

Get Organized
Using coupons effectively requires some organization. Develop a system for categorizing coupons by type or expiration date, which should ensure you don’t miss out on discounts because you lost coupons of they have expired.

Subscribe to several newspapers and coupon websites
Newspapers and store circulars are still great resources for coupons, so subscribe to your local newspaper, which likely still includes inserts advertising the latest sales and coupons. You also can subscribe to coupon websites, many of which are free and deliver coupons to subscribers’ email inboxes on a daily or weekly basis.

Consider a coupon-clipping service
A coupon service will clip coupons for you and send them to you for a fee. This enables you to collect coupons from various regions where coupon values may be higher than where you live.

Join a store loyalty program
Those cards supermarkets and other stores scan at checkout do more than just track your purchases. They typically entitle members to discounts that other shoppers are not privy to. These discounts come off the bill automatically, saving you time and money. Furthermore, being part of a store loyalty program may entitle you to emails or other advertisements on special sales not open to the general public.

Learn how to stack coupons with store sales
Many blogs tell you which stores are running sales and how they compare to coupons in recent newspapers and circulars. This enables you to not only get the sale price on a particular item but also earn the coupon discount. This is a good way to save even more money.

Get to know the standard prices of products
The only way to know if a coupon is a good deal is to be familiar with the going rate of the products you buy on a regular basis. When visiting the grocery store, make a note of how much your favorite items cost at full price. This way you will know when a sale is truly a sale.

Be prepared to stock up
Some of the best deals to be had involve buy one get one free, deals which are often referred to as “BOGO” or “B1G1.” When such deals can be combined with a coupon, the savings are substantial. Set aside a rack or area of the home for stockpiling your BOGO purchases.

Don’t forget about paperless coupons.
Paperless coupons, or ecoupons, are often linked to store loyalty programs. Many ecoupon services require shoppers to sign up online and provide some basic information about themselves. When you go to check out at the store, you will swipe your customer card and any available ecoupons will automatically be deducted from your purchase. Ecoupons are usually redeemed at face value and cannot be doubled or shared.

Try competitors’ coupons, too
Some stores will honor coupons from their competition. If one supermarket is offering a particular BOGO deal, clip the coupon and bring it to your local store to see if they will match the discount.

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