Archives for savings

Set and Stick to Your Holiday Budget

The chance to give gifts and spend time with loved ones makes the holiday season a special time of year. But for many people, the holiday season often leads to overspending. A 2016 survey from the American Research Group found that American shoppers anticipated spending an average of $930 on gifts that holiday season. Data from T. Rowe Price confirms that parents are spending between $400 and $500 per child each year. In 2015, CPA

Categories: Advice, Holidays, Saving, and Shopping.

How to Save on School Supplies

Back to school season can be as expensive for parents as it is exciting for students. Once the initial letdown of the end of summer vacation wears off, many kids are excited to return to school, where they can see their friends, study their favorite subjects and participate in extracurricular activities. Parents of school-aged youngsters may share in that excitement while also knowing that back to school season can stretch their budgets. One of the

Categories: Advice, Organize, Saving, and School.

Clever Graduation Gifts

Graduation celebrations typically involve commencement ceremonies, family dinners and/or parties and plenty of gifts for newly minted grads. According to the U.S. National Center for Education Statistics, roughly 3.5 million students are expected to be awarded high school diplomas at the end of the 2016-17 school year. That makes graduation season a season for shopping as well. Graduation gifts can be as varied as the personalities of the graduates themselves. Here are some less typical

Categories: Advice.

Cut Prom Costs Without Cutting Fun

Many people fondly remember their high school proms. But while proms make great memories, they also can break the bank. Prom can be an expensive rite of passage. A 2015 survey from Visa indicated the average American family planned to spend about $900 on the prom, with parents contributing as much as 75 percent of those costs. Similarly, Visa Canada’s survey showed households with teens were prepared to spend an average of $500 on prom

Categories: Advice and Saving.

Coupon Tips for Deal-Seekers

Although many people will not go to extremes when using coupons, when used wisely, such discounts can help save a good deal of money. Coupons can help people, and parents in particular, save substantial amounts of money. While television shows have documented the efforts of people who take coupon usage to the extreme, many shoppers simply want to earn modest savings on their grocery bills, recognizing that saving a few dollars here or there can

Categories: Advice, Coupons, and Saving.

Understanding Health Savings Accounts

Navigating health insurance plans can be confusing. One health insurance product that’s relatively easy to understand is a health savings account, or HSA. This type of account can help account holders save money on the costs associated with their healthcare. What is an HSA? HSAs are like any other savings account, except they can be used for medical, vision and dental expenses. HSAs are tax-advantaged, meaning that income can be deposited into an HSA before

Categories: Advice and Healthy.

Recycle Yard Waste Into Valuable Compost

Composting may be a person’s first foray into an eco-friendly lifestyle. Compost is a nutrient-rich natural fertilizer that some people refer to as “black gold.” It can be made from most types of lawn and garden waste as well as some discarded items from the kitchen. Many people have renewed interest in composting because they understand the environmental ramifications of over-reliance on chemical fertilizers. Ground water may become contaminated and certain fertilizers may have adverse

Categories: Advice, DIY, Garden, Gardening, Home Improvement, Lawn, and Projects.

How to Spur Kids’ Interest in the Arts

Art can enrich the lives of people young and old, male and female. The arts can introduce adults and children to different cultures and traditions, while also helping them to develop more fully as human beings. While some may feel the benefits of the arts cannot be measured, the nonprofit organization Americans for the Arts notes that kids who are involved in the arts are four times more likely to be recognized for academic achievement

Categories: DIY and Projects.

Home Improvement Projects for Your Fall To-Do List

Homeowners know that maintaining a home can be a year-round job. No home is immune to wear and tear, and homeowners who want to protect their real estate investments should try to stay two steps ahead to ensure their homes do not succumb to the elements or become outdated and unappealing to prospective buyers. Fall has become a season that’s synonymous with home improvement, but homeowners need not wait until the leaves begin changing colors

Categories: DIY, Home Improvement, Projects, and Seasonal.

How to Save on School Supplies

Back to school season can be as expensive for parents as it is exciting for students. Once the initial letdown of the end of summer vacation wears off, many kids are excited to return to school, where they can see their friends, study their favorite subjects and participate in extracurricular activities. Parents of school-aged youngsters may share in that excitement while also knowing that back to school season can stretch their budgets. One of the

Categories: Advice, Coupons, Saving, and School.