Archives for money

How College Kids Can Save When Dining Out

Dining halls may be the eatery of choice for college students, but that does not mean students don’t enjoy dining out. Tight budgets may make it difficult for some to dine out very often, but there are various ways for students to make dining out more affordable. Take advantage of your student status. Many restaurants in the vicinity of college campuses offer student discounts to patrons who present their college identification cards to their servers

Categories: Advice, Entertainment, Food, and Shopping.

How to Save Money on Vacation

“Travel can be expensive, but savings are possible when travelers know where to look.” Going on vacation often means throwing a little caution to the wind and indulging here and there on purchases or experiences a person wouldn’t normally make at home. According to a 2015 CBS News poll, the average American is entitled to 16 days of paid leave each year, and the average Canadian worker 19 days. Such time off is an opportunity

Categories: Advice, Coupons, Saving, Summer, and Travel.

How to Save Money on Everyday Expenses

Saving money on everyday expenses is a goal for many adults. Certain expenses, such as loan payments, may be more difficult to pare down than others. But there are ways adults can save on everyday expenses without drastically overhauling their daily routines. Transportation Transportation is a significant expense for many adults. The Federal Highway Administration notes that the average American family devotes 19 percent of its monthly budget to transportation costs, while Statistics Canada points

Categories: Advice, DIY, Food, and Saving.

Coupon Tips for Deal-Seekers

Although many people will not go to extremes when using coupons, when used wisely, such discounts can help save a good deal of money. Coupons can help people, and parents in particular, save substantial amounts of money. While television shows have documented the efforts of people who take coupon usage to the extreme, many shoppers simply want to earn modest savings on their grocery bills, recognizing that saving a few dollars here or there can

Categories: Advice, Coupons, and Saving.

Understanding Health Savings Accounts

Navigating health insurance plans can be confusing. One health insurance product that’s relatively easy to understand is a health savings account, or HSA. This type of account can help account holders save money on the costs associated with their healthcare. What is an HSA? HSAs are like any other savings account, except they can be used for medical, vision and dental expenses. HSAs are tax-advantaged, meaning that income can be deposited into an HSA before

Categories: Advice and Healthy.

Get a Head-Start on Tax Season

While the deadline to file returns may be several months away, getting a head-start allows men and women the chance to organize their tax documents so they aren’t racing against a deadline come April. The following are a handful of ways to start preparing for your returns now. The dawn of a new calendar year often marks the end of the sometimes hectic holiday season. This time of year marks a return to normalcy for

Categories: Advice, Organize, and Saving.

Top Ways You Might Be Wasting Your Money

Many consumers waste money every day without even noticing it. Yet, rethinking our habits could provide savings that add up quickly over time. Here is a list of the top ways we waste money. Are there any areas where you could improve? Paying credit card interest – Always aim to pay off credit card debt as soon as possible. Consider moving balances from high interest credit cards to one with a lower interest rate. This

Categories: Advice.

Managing Money after 50

Investors know that money management can be difficult. The ebb and flow of the economy can be similar to a roller coaster, with soaring highs followed by steep drops, and those changes all affect investors’ bottom lines. It’s no wonder then that many investors over 50 envision the day when they can get off that roller coaster and simply enjoy their money without having to worry about the everyday ups and downs of the market. But managingmoney after 50 is about more than just reducing risk.

Categories: Advice, Healthy, and Saving.