Tag: save

Ways to Conserve Energy at the Office

February 22, 2018MBEhleAdvice, Home Improvement, Saving

Conservation methods can help save energy and preserve natural resources, but business owners may also be intrigued by the potential cost-savings of conservation. Utility costs vary depending on the size of a business, but the U.S. Small Business Administration notes that prospective business owners must estimate and include such costs when seeking loans to start their businesses. Estimated utility costs can be intimidating, especially for those owners who have never before owned their own businesses. Traditional conservation methods like recycling and reusing are great ways to conserve and save around the office, but business owners also can embrace some other ways to lower their office energy costs while benefitting the planet at the same time.

Order an energy audit.

Many utility companies will conduct energy audits free of charge or for nominal fees. These audits typically include onsite visits, during which auditors will look for areas where business owners can conserve energy.

Determine how much space you truly need.

Current business owners and prospective owners can save substantial amounts of money and avoid wasting energy by giving ample thought to how much office space they truly need. Large office spaces may not be necessary for businesses that recently downsized staff, while those starting out may want to start in small spaces before upgrading to larger spaces if and when their businesses expand. Small business owners leasing their office space can speak with their leasing agents to determine if they can include a clause in their lease that allows them to move into larger spaces if the need arises before their existing leases expire.

Allow employees to telecommute.

Based on an analysis of data from the U.S. Census Bureau’s 2005-2014 American Community Survey conducted by GlobalWorkplaceAnalytics.com, a typical business would save $11,000 per person per year if it allowed its employees to work from home just half the time. Those cost-savings can be traced to numerous factors, and lower utility costs in the office as well as the need for less office space are among them.

Embrace green technology.

Many homeowners use programmable thermostats and other eco-friendly tech products to lower their monthly utility costs at home, and businesses can follow suit. LED lighting around the office can substantially reduce office energy consumption and costs, while business owners who own their office buildings might be able to install solar panels that will dramatically reduce energy costs and even pay for themselves over time.

Conservation is not just for home, and business owners confronted with rising energy costs can find numerous ways to lower their energy expenses while simultaneously helping the planet.

How Families Can Make Staycations More Unique

May 18, 2017MBEhleAdvice, Recipes, Saving, Spring, Summer

As a result of the economic downturn that began in 2008, many families found themselves forgoing traditional vacations in favor of “staycations.” In such instances, families spent time away from work and school together but did not travel far, if at all.
While the economy has bounced back since the dawn of the staycation, many families are still choosing to stay at home in an effort to save money. Staycations might not seem as glamorous as traveling abroad or as relaxing as spending a week in an oceanfront resort or condominium, but there are ways for families to make staycations more fun and seem like a true departure from everyday life.

• Experiment with new cuisine.

One of the joys of travel is the opportunity to dine out and experience cuisine native to particular locales. But families don’t need to travel abroad to enjoy this particular benefit of traveling. The internet is home to a wealth of recipes from countries far and wide. Parents and their kids can choose recipes online and prepare meals from a different country each night, or pick a “country or region of the week” and prepare a different dish native to that area each night. This provides a great departure from ordinary family dinners and can make for a fun activity for the whole family.

• Camp out.

Straying from the norm, even when staying at home, can make staycations seem more like a vacation than merely a week away from school or the office. Parents who want to add a dash of adventure to their families’ staycations can set up tents in the backyard and sleep under the stars or seek out local campsites that are free or relatively inexpensive. Tell stories around a backyard firepit when staying at home to provide a more authentic camping experience for everyone.

• Take in local culture.

Rather than spending the week lounging around the house or the backyard pool, families can explore the cultural opportunities in their towns or cities. Busy families tend to take such opportunities for granted when they get caught up in the daily grind, and exploring local history and artistic opportunities in the same way you would when traveling can provide a sense of excitement similar to that experienced during more traditional vacations. Visit a local zoo, take in a performance at a local theater company or take a guided historical tour of an area of your hometown or a nearby city.

• Indulge in an extraordinary activity.

While families typically choose staycations to save money, forgetting the budget to enjoy one extraordinary activity can make a staycation more fun and memorable. Spend one day during the staycation doing something the family would not ordinarily do, be it visiting an all-day amusement park, taking a helicopter tour of a nearby city or going to a ballgame. Such a break from the norm, even if it’s only for a single night, can make staycations feel more like vacations.
Staycations have become an economic necessity for many families, and there are many ways for parents to make such times as enjoyable and unique as more traditional vacations.

How to Save Money on Vacation

May 4, 2017MBEhleAdvice, Coupons, Saving, Summer, Travel

“Travel can be expensive, but savings are possible when travelers know where to look.”

Going on vacation often means throwing a little caution to the wind and indulging here and there on purchases or experiences a person wouldn’t normally make at home. According to a 2015 CBS News poll, the average American is entitled to 16 days of paid leave each year, and the average Canadian worker 19 days. Such time off is an opportunity to fit lots of fun into a relatively short period of time. Frugal travelers may want to be sure they’re spending their hard-earned money in the smartest ways. Traveling without breaking the bank enables the average person to take more vacations and continue to make invaluable memories. Here are some suggestions on making a getaway, whether it involves lots of traveling or staying close to home, more affordable.

Be flexible.

Travelers who are flexible in their departure dates and times can usually find great rates because they have the ability to shop price instead of date. Various airline websites and travel discount services show the average flight prices across several days. Frugal fliers can select the lowest price. The same can be true when booking hotels and other vacation components.

Pack light.

Many airlines now charge extra for baggage fees — especially for suitcases that exceed the weight limit — so don’t bring along unnecessary items. Hotels typically provide toiletries for free, so save space and money by removing such items from your luggage. Chances are if you didn’t pack an item, you can still find an affordable alternative at your destination.

Use coupons.

Coupons aren’t only for getting cents off your favorite brand of tissue at the supermarket. Coupons and discount codes are available for just about any purchase — even vacations. Check all travel websites to see if there are any deals to be had. Don’t overlook discounts related to your membership in clubs such as AAA or AARP or those linked to your alumni or military organization. According to RetailMeNot, having a social media account can help, too. Travel deal sites and airlines may post about flash sales.

Plan meals.

Look into economical restaurants before departing. Know where you’ll be eating and when, including packing a lunch or enjoying a hotel-provided breakfast. Enjoying a big lunch can be more frugal than indulging on dinner.

Rent small.

If renting a car, choose the smallest model that will fit your needs. In addition, there’s no need to pay for a large room that you don’t plan to spend much time in, so resist the temptation to book large hotel rooms.

Consider public transportation.

Investigate the public transportation options at your destination. Such options may not be as convenient as taxis, but they may be more economical.

Book based on currency.

Stay abreast of currency exchange rates. Such rates can make a big difference in choosing a destination, particularly if your money will be worth more internationally. Also, try booking a vacation through the local country’s version of the same travel site.

Skip tourist hotspots.

Talk to the locals to find out where to get the best deals. Try local foods, brews and more for a cost savings. Travel can be expensive, but savings are possible when travelers know where to look.

Get Prepared for Summer Camp Season

April 17, 2017MBEhleAdvice, Seasonal, Summer, Travel

Summer camp season is just around the corner. Each summer, millions of children depart for campsites around the country to swim, hike, craft, and enjoy the companionship of friends.

Summer camps in North America were first established in the 1880s and were attended by children without their parents for overnight stays. By the 20th century, summer camps had become an international phenomenon, and various organizations hosted traditional summer camps or camps geared toward religion, sports, music and other subjects and activities. According to the American Camp Association, each year more than 14 million children and adults in the United States attend camp. America is home to more than 14,000 day and resident camps (8,400 are overnight camps and 5,600 are day camps). Nonprofit groups are the largest sponsors of summer camps.

Many people put off summer camp planning until it is too late. Parents should keep in mind that camps begin registration early in the year and have specific cut-off dates for enrollment. Parents who want to beat the crowds this year can use this guide to help plan a summer camp agenda.

· Attend an orientation seminar. Take the time to visit prospective camps for a tour, and use this open house as an opportunity to learn more about the programs offered. If available, find a camp employee to discuss your child’s eligibility for enrollment. Some camps may offer webinars for convenience.

· Fill out the enrollment package completely. Each camp has their own requirements for registration. Expect to submit some personal information, including a medical background and proof of insurance, names and numbers of emergency contacts, and any other pertinent information as it applies to the camper. This may include allergies, fears, physical or mental disabilities, or even preferences in camp courses.

· Establish payment schedules. Summer camps vary in price. The ACA says camp costs range from $100 to more than $1,500 per week. However, many accredited camps offer some sort of financial assistance for children from families with limited financial means. If cost is a factor, be sure to broach the subject.

· Prepare children for the physical challenges a camp may present. Summer camp activities may be rigorous, and campers may need to be cleared by a physician before starting. Be sure to schedule your child a physical and bring along any pertinent forms. Children also can increase their levels of physical activity compared to the often sedentary nature of winter. Such preparation can prevent injuries when engaging in outdoor and physical activities.

· Shop for supplies. Camps are likely to provide a list of requirements with regard to clothing and other equipment campers will need. Make sure kids have enough shorts, T-shirts, socks, athletic shoes, swimsuits, toiletries, and other camp necessities before they leave.

· Keep children in the loop. Engage children in the planning process to help alleviate their fears and get them excited about summer camp.

Summer camp can foster lifelong memories. Parents can help kids prepare in advance for the fun that’s soon to arrive.

3 Money-Saving Travel Tips for Retirees

March 27, 2017MBEhleAdvice, Saving, Travel

Though a transient lifestyle is something few people aspire to during much of their lives, come retirement, the idea of staying in a place for only a short time has more appeal.

According to a 2014 study from the Transamerica Center for Retirement Studies, 36 percent of baby boomers want to spend their retirements traveling. Many are succeeding in doing just that, as a study from the luxury travel network Virtuoso found that today’s seniors spent an average of just over $11,000 per year on travel. That was more than any other generation, highlighting just how much older adults like to get out and explore the world.

Retirees who fear they cannot afford to travel can explore the various ways for seniors to cut costs and still satisfy their wanderlust during retirement.

1. Take advantage of age-related discounts.

Some adults prefer to hide their ages, but when it comes time to travel during retirement, honesty is the best policy. Many businesses that cater to travelers offer discounts to seniors. Car rental agencies, hotels, travel agencies, and cruise lines may offer direct discounts to customers 65 and older, while membership in organizations such as AAA and AARP may make seniors eligible for additional discounts. Discounts on lodging and airfare might net the biggest savings, but even discounts on various smaller expenses can add up to big savings.

2. Don’t overlook travel agencies.

While many prospective travelers’ first instincts are now to visit various travel websites in an effort to find the most affordable trips, it’s important that travelers not overlook travel agencies when planning trips. Travel websites, though a valuable resource, only list the hotels and airlines that agree to be included on their sites. While many participate, some do not, and those that do not may instead work independent of travel websites or partner with travel agencies. Travel agencies have access to the latest information, and many specialize in certain countries, knowing all the attractions visitors to their countries want to see. Travel agencies may offer packages that include admissions to popular attractions, which can be more affordable than planning a trip a la carte.

3. Travel as part of a group.

Group travel may not appeal to everyone, but it should appeal to older, budget-conscious travelers. Retirees who are uncomfortable driving at home will likely be even less comfortable driving in foreign countries where the rules of the road are not the same. Traveling in groups, whether it’s with a retirement community, religious organization or another program, can save travelers substantial amounts of money. Many hotels and tourist attractions offer steep discounts for group tours, which can even be arranged through travel agencies. A hidden benefit of signing up for a group tour is the chance to meet new people and develop new relationships with fellow globetrotters.

Many working professionals hope to spend the bulk of their retirement traveling the globe. While such a goal is potentially costly, there are various ways to save and still see the world.

Cut Prom Costs Without Cutting Fun

March 20, 2017MBEhleAdvice, Saving

Many people fondly remember their high school proms. But while proms make great memories, they also can break the bank.

Prom can be an expensive rite of passage. A 2015 survey from Visa indicated the average American family planned to spend about $900 on the prom, with parents contributing as much as 75 percent of those costs. Similarly, Visa Canada’s survey showed households with teens were prepared to spend an average of $500 on prom in 2015. And spending on the prom isn’t all that’s contributing to the event’s final price tag. There’s the “promposal” to factor in as well. In Canada, many teens spend about $150 just to ask out a potential prom date, and Americans can spend more than double that amount on their promposals.

Tickets, transportation, attire, grooming treatments, meals, and several other factors can add up to make prom very costly. However, those feeling the potential stress of the prom bill can explore various ways to cut those costs.

· Search for deals. Subscribe to mailing lists and download deal-finder apps like the My Franklin Shopper App & don’t forget about searching our online site or picking up a copy of the Franklin Shopper locally! If there’s a particular manufacturer or store that you prefer, subscribe to their mailing list, which might make you eligible for “insider” deals.

· Shop early. Get a jump on prom shopping and possibly save some money by shopping early for prom wardrobes. Girls can shop when party dresses are on discount after New Year’s Eve galas. Waiting until prom season to shop for prom night attire can be a costly mistake, as dresses and formalwear tends to be expensive come prom season. Guys can shop sales as well if they want to make a splash in a custom suit. Otherwise, guys can rent tuxedos to save money.

· Go supermarket floral. Supermarkets and warehouse clubs may offer discounted prices on flowers, which promgoers can fashion into boutonnieres and corsages. Also, nothing says you cannot pull a beautiful bloom out of your home garden as well.

· Be your own paparazzi. Smartphone cameras now have excellent capabilities, and certain apps can apply filters and fix minor flaws easily. Pair with a coupon for discount photo prints, and soon you’ll have a frugal photo memory book or wall portrait.

· Savings in numbers. See if a particular vendor will cut costs if you book services with a group of friends. Retailers will be guaranteed the sales, and promgoers can save some money.

Prom is meant for making memories, not getting into debt. Save money with smart shopping.

Gold iPad Giveaway! Ends 12/18

December 12, 2014MBEhleContest

Do you like GOLD? Who doesn’t? The Franklin Shopper is hosting a Free Giveaway that will make you feel like King (or Queen!) Midas!

Winner receives a Gold Apple Ipad Mini!!

Enter Daily by typing in the Secret Word of the week!

(Giveaway ends 12/18)

ENTER HERE

Back to School Savings Tips

August 14, 2014MBEhleCoupons, Saving, School, Shopping

Back to school shopping can take a big bite out of your wallet! In the whirlwind of prep heading back to class, penny-pinching while you shop can only add stress.

No matter what your budget may be, there are a few simple tips that can help stretch your spending as well as ease some of the stress from the hectic fall season.

*Take inventory of what you have: Get rid of what you don’t need by donating or reselling in the local classifieds

*Set a budget & stick to it: Consider your necessities vs. wants

*Buy in bulk: Save time and $ by purchasing frequently used items in bulk – lunch item & snacks to paper & pens

*Pay attention to what’s on sale: Local businesses often offer special discounts and savings during back-to-school shopping. Look for coupons and comparison shop around town to $ave

Save with Coupons – Top 5 Tips

August 7, 2014MBEhleAdvice, Shopping

Who doesn’t like to save some dough? With average costs of living on the rise, most Americans enjoy saving a little cash – any chance they get! One classic way to save is coupon clipping – While savings can vary per coupon or store, this simple money-saver can really add up!

Top ways to $ave with coupons:
• Get organized: Store coupons in small file folder or a simple zip-lock bag

• Keep coupons visible: Don’t tuck them away to gather dust! Hang on the fridge or next to your grocery list

• Buy in bulk for must-have items: Toilet paper, paper towels, spices, juice & coffee

• Look for what’s in season: Fresh produce offers an instant in-season discount due to bulk availability

• Support local businesses: Large manufacturers aren’t the only ones giving deals – Local businesses often run special promotions that can offer big savings

-> Dont forget to check out the Coupons online at the Franklin Shopper for featured weekly deals!