Tag: the franklin shopper

Give Boring Lunches a Big Boost

Lunch might not be the most exciting meal of the day, and conventional wisdom might not suggest it’s the most important meal. But that does not mean lunch has to be boring.

For those who tend to lean on sandwiches for their midday meals, straying from the sandwich norm can provide some variety and flavor. The following recipe for “Warm Tandoori Chicken Wraps” from Vicki Liley’s “Asian Wraps & Rolls” (Periplus) can make for a unique lunch for the whole family or even serve as an easily prepared dinner.

Warm Tandoori Chicken Wraps (Makes 6 wraps)

1/3 cup plain tandoori paste
2 tablespoons plus 1/2 cup plain yogurt
Grated zest and juice of 1 lemon
12 chicken tenderloin fillets or 3 skinless, boneless chicken breast fillets
2 carrots, peeled
1 English (hothouse) cucumber, halved and seeded
6 pieces naan
1 clove garlic, finely chopped

Leaves from 6 fresh mint sprigs, plus 2 tablespoons finely chopped fresh mint

In a small bowl, combine tandoori paste, 2 tablespoons yogurt, lemon zest, and lemon juice. Put chicken in a baking dish. Pour tandoori mixture over and stir until chicken is coated. Cover and refrigerate for 2 hours.

Light a fire in a charcoal grill or heat a grill pan. Brush grill or pan lightly with oil. Cook chicken for 4 to 5 minutes on each side, or until juices run clear when pierced with a skewer. Transfer to a cutting board and let rest for 5 minutes. Cut each tenderloin into 2 long strips (if using chicken breast fillets, slice each fillet into 4 long strips).

Using a vegetable peeler, cut carrot and cucumber into thin ribbons. To heat naan, follow instructions on packet. In a small bowl, stir 1/2 cup yogurt, garlic and chopped mint together.

Place naan on a work surface. Divide chicken, cucumber, carrot, and mint leaves among naan. Drizzle with yogurt mixture. Wrap the naan around filling and serve immediately.

Want healthier kids? Get a pet

If youngsters have been eyeing fuzzy kittens or boisterous puppies at nearby shelters or pet stores, parents may want to give in to those cries for a family pet. Pets are added responsibilities, but the health benefits associated with pet ownership may be well worth the investment of time and effort.

Caring for a pet is sometimes viewed as a childhood rite of passage, but there’s much more to the experience than just learning responsibility. Experts say a child’s emotional, cognitive, physical, and social development can be enhanced through interaction with a family pet. Studies continue, but the effects of family pets on children was heavily researched by developmental psychologist Gail F. Melson in 2003. Melson looked at literature on child-animal relationships and found that children who had pets were better able to understand biology and children who could turn to pets for unconditional emotional support were less anxious and withdrawn than their peers without family pets to turn to.

Data from a small study conducted by researchers at the Cummings School of Veterinary Medicine at Tufts University reported that adolescents who had animal experience were more likely to see themselves as important contributors to communities and more likely to take on leadership roles.

Pets also can help children develop into well-rounded individuals. Playing with a pet requires children to engage in physical activity and can help stimulate motor skills. An English study conducted in 2010 and published in the American Journal of Public Health found that children from dog-owning families spent more time in light or moderate to vigorous physical activity and recorded higher levels of activity counts per minute than kids whose families did not own a dog.

Pets may help with allergies and respiratory ailments as well. A 2012 study by the American Academy of Pediatrics discovered that children who have early contact with cats and dogs have fewer respiratory infections and ear infections and need shorter courses of antibiotics than children who have not had contact with pets.

A study from Dennis Ownby, MD, a pediatrician and head of the allergy and immunology department of the Medical College of Georgia, found that having multiple pets decreases a child’s risk of developing certain allergies. He found that the children who were exposed to two or more dogs or cats as babies were less than half as likely to develop common allergies as kids who had no pets in the home.

Pets also may foster social interactions, which can benefit children who are shy. Inviting others over to meet pets can help children make friends and find others with similar interests. Children may also confide in pets and develop their self-esteem.

Studies have indicated that the type of pet a family has, whether it’s horses, dogs, snakes, etc., does not matter, as all companion animals have the potential to benefit children.

Pack Well For A Hike In The Wilderness

September may enjoy the title of National Wilderness Month, but any time of year is a good time to enjoy the great outdoors. One of the ways to immerse oneself in nature is to enjoy a day hike or overnight backpacking excursion.

Millions of people take to trails or create their own paths all across the world each and every year. Hiking is a great way to enjoy the beauty of nature, but it also has other benefits. The American Hiking Society notes that research has consistently shown that hiking as regular exercise can improve overall health and fitness. It also may lengthen and improve quality of life. Hiking as a form of low-impact walking can reduce risk for heart disease, hypertension, diabetes, obesity, and anxiety.

Preparing for a hike involves packing accordingly for the trip. These items should be brought along on hiking trips to ensure such excursions are comfortable, safe and successful.

· Water: Bring along water whether you’re hiking in warm or cool temperatures. Water can be heavy, so some experienced hikers prefer to bring a filtration device or purifying tablets so they can rely on natural water sources for their drinks.

· Proper footwear: Trail shoes may be adequate for shorter hikes or when you are not carrying much gear. Otherwise, opt for sturdy hiking boots with plenty of sole and ankle support.

· Nutrition: Bring along lightweight food to keep you well fed. Any number of situations, including difficult trails and getting lost, can prolong hiking trips. Nutritious snacks can help hikers maintain their energy levels.

· Rain gear/extra clothing: Dressing in layers and having a change of clothes enables you to adjust your attire according to the weather conditions. Wear water-repellant materials that wick away sweat.

· Sun protection: Sun protection encompasses sunscreen, sunglasses and a hat.

· Illumination: Pack a headlamp or flashlight, and don’t forget the batteries. Light will help you navigate if you are out after sundown. Flashlights also can be used to signal others if you’re lost.

· Navigational tools: A compass and map will help keep you on course. Remember, cell phones may not work in remote areas.

· Fire starter: A night spent in the wilderness may not be on the itinerary, but chemical fire starters, matches or even dryer lint can help start fires in emergency situations.

· Multipurpose tool: A multipurpose tool can be used to cut items, open cans and much more.

· First aid kit: Don’t forget a prepackaged first aid kit to treat minor or major injuries. Taking a first aid course is also helpful.

· Toilet paper: When nature calls in nature, a roll of toilet paper can make things much easier.

· Emergency shelter: Tarps, tents or even reflective blankets can be put to use if a day trip needs to be turned into an overnight stay.

Hiking is a fun way to enjoy the wilderness. Hikers must pack accordingly for every trip.

Impress Guests With Homemade Salsa At Your Next Soirée

Gatherings of family and friends are better with food, and few foods are more universally beloved than salsa! Whether they’re hosting a gathering for the big game or a celebration of Hispanic culture and cuisine, hosts who want to go the extra mile can forgo store-bought salsa for the following homemade recipe for “Warm Black Bean Salsa” courtesy of Judith Finlayson’s “The Health Slow Cooker: 135 Gluten-Free Recipes for Health and Wellness” (Robert Rose).

Warm Black Bean Salsa (Makes about 3 cups)

2 cups cooked black beans, drained, rinsed and mashed (see tip 1 below)
1 cup diced tomatoes (see tip 2 below)
4 green onions, finely chopped
2 roasted peppers (poblano or sweet), peeled and diced
1 roasted jalapeño, seeded and diced, or 1 chipotle pepper in adobo sauce
1 teaspoon puréed garlic (see tip 3 below)
1 teaspoon finely grated lime zest
2 tablespoons freshly squeezed lime juice
2 cups shredded cheddar or Monterey Jack cheese
2 tablespoons finely chopped cilantro leaves

Finely chopped green onions

1. In slow cooker stoneware, combine beans, tomatoes, green onions, poblano, jalapeño peppers, garlic, lime zest and juice, and cheese. Stir well. Cover and cook on high for 11/2 hours, until mixture is hot and bubbly. Stir in cilantro, sprinkle with green onions, if using, and serve.

Tips

1. Use 14- to 19-ounce can of no-salt-added beans, drained. Or cook dried beans yourself (see below).
2. For convenience, substitute 1 cup drained no-salt-added diced canned tomatoes.
3. To purée garlic, use a sharp-toothed grater.

Basic Beans (Makes approximately 2 cups)

1 cup dried white beans (see tip below)
3 cups water

Garlic (optional)
Bay leaves (optional)
Bouquet garni (optional)

1. Long soak: In a bowl, combine beans and water. Soak for at least 6 hours or overnight. Drain and rinse thoroughly with cold water. Beans are now ready for cooking.
2. Quick soak: In a pot, combine beans and water. Boil for 3 minutes. Turn off heat and soak for 1 hour. Drain and rinse thoroughly under cold water. Beans are now ready to cook.
3. Cooking: In slow cooker stoneware, combine 1 cup presoaked beans and 3 cups fresh cold water. If desired, season with garlic, bay leaves or a bouquet garni made from your favorite herbs tied together in a cheesecloth. Cover and cook on low for 10 to 12 hours or overnight or on high for 5 to 6 hours, until beans are tender. Drain and rinse. If not using immediately, cover and refrigerate. The beans are now ready for use.

Tip: If you have difficulty digesting legumes, add 2 teaspoons cider vinegar or lemon juice to the water when soaking dried beans.

Get Prepared for Summer Camp Season

Summer camp season is just around the corner. Each summer, millions of children depart for campsites around the country to swim, hike, craft, and enjoy the companionship of friends.

Summer camps in North America were first established in the 1880s and were attended by children without their parents for overnight stays. By the 20th century, summer camps had become an international phenomenon, and various organizations hosted traditional summer camps or camps geared toward religion, sports, music and other subjects and activities. According to the American Camp Association, each year more than 14 million children and adults in the United States attend camp. America is home to more than 14,000 day and resident camps (8,400 are overnight camps and 5,600 are day camps). Nonprofit groups are the largest sponsors of summer camps.

Many people put off summer camp planning until it is too late. Parents should keep in mind that camps begin registration early in the year and have specific cut-off dates for enrollment. Parents who want to beat the crowds this year can use this guide to help plan a summer camp agenda.

· Attend an orientation seminar. Take the time to visit prospective camps for a tour, and use this open house as an opportunity to learn more about the programs offered. If available, find a camp employee to discuss your child’s eligibility for enrollment. Some camps may offer webinars for convenience.

· Fill out the enrollment package completely. Each camp has their own requirements for registration. Expect to submit some personal information, including a medical background and proof of insurance, names and numbers of emergency contacts, and any other pertinent information as it applies to the camper. This may include allergies, fears, physical or mental disabilities, or even preferences in camp courses.

· Establish payment schedules. Summer camps vary in price. The ACA says camp costs range from $100 to more than $1,500 per week. However, many accredited camps offer some sort of financial assistance for children from families with limited financial means. If cost is a factor, be sure to broach the subject.

· Prepare children for the physical challenges a camp may present. Summer camp activities may be rigorous, and campers may need to be cleared by a physician before starting. Be sure to schedule your child a physical and bring along any pertinent forms. Children also can increase their levels of physical activity compared to the often sedentary nature of winter. Such preparation can prevent injuries when engaging in outdoor and physical activities.

· Shop for supplies. Camps are likely to provide a list of requirements with regard to clothing and other equipment campers will need. Make sure kids have enough shorts, T-shirts, socks, athletic shoes, swimsuits, toiletries, and other camp necessities before they leave.

· Keep children in the loop. Engage children in the planning process to help alleviate their fears and get them excited about summer camp.

Summer camp can foster lifelong memories. Parents can help kids prepare in advance for the fun that’s soon to arrive.

Create Kid-Friendly Spaces at Home

Maintaining a home that is welcoming and kid-friendly can be challenging. Kids are full of energy and oftentimes put fun ahead of tidiness. But no matter how energetic their youngsters are, parents can still employ several strategies to ensure their homes are both sophisticated and child-friendly.

· Consider an open floor plan. Rooms that flow into one another make it easier to keep tabs on children. Such rooms also allow residents and guests to mingle in separate rooms but not be too far away from one another.

· Choose washable fabrics. Upholstery will need to stand up to the abuse kids can dish out. Sofas and chairs with slipcovers can be advantageous because many slipcovers can be easily removed and laundered. Patterned fabrics will hide some stains, while treated fabrics may resist liquid spills for easier cleanup.

· Create a catch-all spot. Special bins or other organizational tools in the entryway can help to cull clutter when children come in the house from school or play. Be sure the keep cubbies, containers and coat hooks at a child-friendly height.

· Look for high-traffic rugs. Rugs designed for high-traffic areas will be more forgiving when children march across them several times per day. There are no rules that say you can’t bring an outdoor rug inside, and these rugs tend to be easier to clean.

· Ensure there is plenty of seating. Sectionals give children ample room to spread out. And ample seating ensures there is enough room for kids to invite their friends over to hang out.

· Think outside pink and blue. For children’s rooms, make sure they’re colorful, but consider other hues to give the rooms some personality. Focus on a hobby or activity and borrow the color scheme from the accessories used for decorating.

· Hang whimsical artwork. Employ framing and lighting to make kids’ artwork look like professional pieces. Routinely change the pictures when a new look is desired.

· Designate a place for play. Devote an entire room or a nook in a house for imaginative play. Store toys here so these items will not create clutter in individual bedrooms.

Creating child-friendly spaces while ensuring a home maintains a sophisticated feel is easier than parents might think.

Cut Prom Costs Without Cutting Fun

Many people fondly remember their high school proms. But while proms make great memories, they also can break the bank.

Prom can be an expensive rite of passage. A 2015 survey from Visa indicated the average American family planned to spend about $900 on the prom, with parents contributing as much as 75 percent of those costs. Similarly, Visa Canada’s survey showed households with teens were prepared to spend an average of $500 on prom in 2015. And spending on the prom isn’t all that’s contributing to the event’s final price tag. There’s the “promposal” to factor in as well. In Canada, many teens spend about $150 just to ask out a potential prom date, and Americans can spend more than double that amount on their promposals.

Tickets, transportation, attire, grooming treatments, meals, and several other factors can add up to make prom very costly. However, those feeling the potential stress of the prom bill can explore various ways to cut those costs.

· Search for deals. Subscribe to mailing lists and download deal-finder apps like the My Franklin Shopper App & don’t forget about searching our online site or picking up a copy of the Franklin Shopper locally! If there’s a particular manufacturer or store that you prefer, subscribe to their mailing list, which might make you eligible for “insider” deals.

· Shop early. Get a jump on prom shopping and possibly save some money by shopping early for prom wardrobes. Girls can shop when party dresses are on discount after New Year’s Eve galas. Waiting until prom season to shop for prom night attire can be a costly mistake, as dresses and formalwear tends to be expensive come prom season. Guys can shop sales as well if they want to make a splash in a custom suit. Otherwise, guys can rent tuxedos to save money.

· Go supermarket floral. Supermarkets and warehouse clubs may offer discounted prices on flowers, which promgoers can fashion into boutonnieres and corsages. Also, nothing says you cannot pull a beautiful bloom out of your home garden as well.

· Be your own paparazzi. Smartphone cameras now have excellent capabilities, and certain apps can apply filters and fix minor flaws easily. Pair with a coupon for discount photo prints, and soon you’ll have a frugal photo memory book or wall portrait.

· Savings in numbers. See if a particular vendor will cut costs if you book services with a group of friends. Retailers will be guaranteed the sales, and promgoers can save some money.

Prom is meant for making memories, not getting into debt. Save money with smart shopping.

Financial Pointers for Expecting Parents

Couples expecting their first child often find that the months leading up to the birth of the baby are an exciting time filled with anticipation. But those months are also a time for expectant parents to make some important decisions regarding their finances.

Raising a child is an expensive endeavor, one that couples must start preparing for the moment they learn a baby is on the way, if not earlier. Expecting parents likely know their lives are about to change, and those changes must extend to their finances. The following are a few financial pointers for parents-to-be.

* Determine your necessary income. Many couples have hypothetical discussions regarding children and their finances, but until they receive the news that a baby is on the way, those conversations have a way of being put on the back burner. Now that a baby is on the way, couples need to revisit those discussions, and determining how much income they need is a great place to start. The dual-income household has become the norm in the 21st century, when the cost of living has skyrocketed. But couples must determine if it’s in the family’s best interest for both parents to keep working once their child is born. The cost of childcare is considerable, and it may be in a family’s best interest for just one parent to work until the child reaches school age. Consider your total income as well as your financial obligations (i.e., mortgage, car payments, etc.) and then shop around for the cost of childcare. If it makes more sense to become a single-income household, even if it’s just for a few years, then you will have another important decision to make.

* Determine who is staying home. Couples who have decided that it’s in their best interests to become a single-income household once their child is born must decide who will be staying home and who will continue working. It’s easy to say the parent who is earning the most should continue working, but that decision is not so black and white. Consider the cost of healthcare offered by each of your employers. Some healthcare plans are significantly more affordable than others, and this might weigh heavily on your decision, especially if both parents are earning relatively similar incomes. Another thing to consider is each of your opportunities for advancement at your current company and within your field. Earning potential should factor heavily into the decision as to which parent will continue working, especially if you plan to have another child down the road. The conversation as to who will continue working should be treated delicately.

* Discuss your housing needs. Couples who are expecting a child often feel this is a great time to abandon apartment living and buy a home of their own. But chances are you can comfortably manage to live in your apartment for a few more years after your child is born. Those extra years of apartment living can give you the chance to save more money so you can afford a nicer home in a better neighborhood that boasts better schools. Or apartment living for a few more years may give you more time to save and place a larger down payment on your home down the road. The larger the initial down payment, the lower your monthly mortgage payment, so it might be in your best interest to squirrel away a few more dollars before you go house hunting.

* Establish a financial safety net. Many financial advisors suggest both singles and couples have between three to six months’ income saved in case of emergency, such as a layoff or an accident that prevents you from working. This is especially important for expecting couples, who will soon have an additional mouth to feed. This safety net should be big enough so you can comfortably pay all of your bills, including those for housing, transportation and food, for three to six months. If saving that amount of money is not realistic, save as much as possible and continue to do so once your child is born.

* Purchase life insurance. Life insurance is perhaps the most important purchase expectant couples can make once they learn a baby is on the way. It’s understandable if young couples without children have no life insurance, but that child on the way will be relying on his or her parents for financial support for at least the next 18 years. Life insurance ensures you can provide that support even if something happens to both you and your spouse.

The months leading up to the birth of a child is an exciting time for the expecting parents, but it’s also a time to make some important financial decisions.

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How to Stretch Family Clothing Budgets

Becoming a parent is a life-changing experience unlike any other. As new parents soon find out, children are expensive, and moms and dads are often eager to find ways to save money without sacrificing the quality of care their kids receive.

According to the United States Department of Agriculture, the cost of nurturing a child to age 18, when adjusted for cost of living, has increased by $40,000 since 1960. While the cost of raising a child depends on a wide range of factors, including geography, being a parent in the 21st century requires a more significant financial commitment than it did in decades past.

Clothing is a considerable expense for growing families. Children grow out of clothes rather quickly, and parents often find themselves on the hunt for new clothing to accommodate their growing children. Parents can expect to spend in the range of $1,500 to $2,000 per year on children’s clothing, and a 2010 study from researchers at North Dakota State University found that the average American household spends about 3.8 percent of their income on clothing. Cutting clothing costs can be challenging, but it’s not impossible. The following are a few ways to curb spending.


* Shop end of season. Take advantage of end-of-season clothing close-outs to replenish wardrobes. Think ahead to what sizes children will be wearing next year and purchase accordingly. Some stores offer discounts that can be as high as 80 percent off the original price in an effort to clear out last year’s inventory and make room for new arrivals. Use an empty closet or set up storage containers marked with clothing sizes to keep clothing organized. When the kids grow into a new size, you will already have a closet full of new clothes ready to go.

* Consider consignment stores. Shopping at consignment and thrift stores can be a great way to supplement a child’s wardrobe without breaking the bank. Consignment shops and donation centers often have extensive inventories, and many items found in such stores are in excellent condition. It’s not uncommon to find popular brand name merchandise and some designer or couture finds at consignment shops. When shopping at donation stores, shoppers are not only finding affordable clothing, but also are helping to give back to the community through their purchases.

* Organize a clothing swap. Organizing a clothing swap can be a great way to save money and make friends by getting to know other parents. Chances are there are many other parents looking for ways to cut expenses. Children who grow out of clothing can pass down these items to other people. A clothing exchange is a way to socialize, recycle and save money in the process.

* Sign up for customer loyalty programs. In a typical loyalty program, a stores offers discounts to loyal customers. These discounts may include percentages off of everyday purchases or special “private” sale days that aren’t available to the general public. Shoppers also can speak to store employees to find out when retailers traditionally mark down clothing or offer specialized promotions. Establishing a good rapport with store employees can be a great way to learn about upcoming sales before your fellow customers.

Clothing expenses for children continue to rise. But cost-conscious parents can corral their clothing expenses in various ways.

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Stock Your Pantry With These Healthy Staples

When hunger pangs arrive and you head to the kitchen to prepare a meal or a snack, it helps to have healthy foods on hand so that you can fill up without filling out your clothes.

Sugary or fattening foods may be popular snacks, but consuming too many of these items can cause health implications, including weight gain, that could last for years. Although health experts tout certain “super foods” that are essential for the body, there are run-of-the-mill foods that are far less glamorous but pack their own healthy punch and are much more readily available.

When making your next shopping list, be sure to add these items.


* Rice: Starchy rice is a versatile food that can accompany many meals. Whether served as a side dish or on its own or with some broth in a soup, rice can help satisfy hunger and keep the stomach feeling full. Brown rice is a healthier option than processed white rice. Rice is also gentle on the stomach for people who need to consume bland diets due to any gastrointestinal ailments. Another advantage to rice is that it stores well and will not go bad, so you can stock up.

* Low-fat yogurt: Yogurt can be enjoyed as a snack any time of the day. Rich in calcium and healthy probiotics, yogurt can even replace certain ingredients in recipes, including creams and sour cream. As a dessert, yogurt is a better option than more fattening puddings or ice cream. Thicker varieties of yogurt can help you feel fuller, longer.

* Unsalted nuts: An excellent protein-rich snack, nuts can be the go-to food when you need a nutritional pick-me-up. Although they tend to be high in fat, much of the fat content is unsaturated fat that is rich in omega acids necessary for cardiovascular and neurological health. Nuts can be sprinkled on salads or served with cheeses to make meals more satisfying.

* Canned or dried fruits: Fruits that are packed in natural fruit juices are just as healthy as fresh produce. However, they can be stored for longer periods of time without spoiling. Many people do not consume the recommended servings of fruit, and having canned or individually packaged fruit cups available makes it easy to include fruit in your diet. Fruits are full of required vitamins and are a natural fiber source to keep digestion in check. Dried fruits can be added to nuts to make a healthy trail mix. Raisins, for example, are a great source of iron, which helps the blood transport oxygen.

* Beans and legumes: These foods are high in protein as well as fiber, generally in a low-calorie package. Beans and legumes can replace meats as a protein source in many meals when the goal is to reduce caloric and fat intake. Beans can be used to thicken sauces or make foods more hearty, helping to stretch them further.

* Vegetables: Whether fresh or frozen, vegetables are a must-have staple. Vegetables are ripe with vitamins and minerals, and pack a lot of punch with very low calories and fat. People need not worry about filling up on vegetables, and they’re one of the snacks that can be eaten in abundance without worry of racking up a lot of calories. Aim to have half of your plate filled with vegetables at every meal, which will keep you full.

* Lean protein sources: Fish, poultry and lean cuts of meat are often the basis for meals. They can be kept and enjoyed in moderation. Rich cuts of pork and beef may be flavorful but are high in saturated fats.

* Lemons or lemon juice: Rather than seasoning foods with salt and butter, lemon juice is a tasty flavoring that lends itself well to many types of foods. Lemons and limes contain limonene, furocoumarins and vitamin C, all of which help reduce your risk of cancer.

* Cranberry juice: In addition to being an antioxidant, 100 percent cranberry juice helps fight bladder infections by preventing harmful bacteria from growing. The juice can be consumed on its own or diluted to add a splash of flavor to water.

* Figs: Many people underestimate the nutritional value of figs. Figs can be eaten fresh off of the tree. Think about adding mashed figs to batters for healthier breads or even desserts. A good source of potassium and fiber, figs also contain vitamin B6, which produces mood-boosting serotonin, lowering cholesterol and preventing water retention.

There are many healthy and versatile foods that can be stored in the pantry without spoiling. They make for quick snacks and help keep you feeling fuller, longer. HM131804