Tag: christmas

The History of Christmas Stockings

Just when the excitement of opening presents abates after the last of the packages under the Christmas tree have been torn open, children and adults alike may discover that there are more treats to be had nestled inside of stockings hung on the mantle.

The hanging of Christmas stockings is a tradition with an extensive history. Several legends attribute the hanging of stockings to different people or events. Here is a look at some of the stories that have made Christmas stockings so popular.

St. Nicholas Day

Rather than hanging stockings on Christmas, many countries celebrate Saint Nicholas Day on December 6, and this is when stockings are proudly left out for treats. The small, inexpensive trinkets are later unwrapped and enjoyed on Christmas Day.

Dutch heritage

One tradition says that, in 16th century Holland, children kept their clogs filled with straw in front of the hearth for Santa’s reindeer to find. They also left treats for Santa Claus. In return, Santa would leave gifts in the clogs. Over time, stockings were swapped out for clogs.

Merchant’s family story

A popular tale tells the story of a merchant, his wife and three daughters. After the wife falls ill and dies, the man becomes devastated and squanders all of his wealth on frivolous things to mask his sadness. When it comes time for the daughters to marry, the man does not have money for a dowry. St. Nicholas hears of the plight and knows the man would be too proud to accept charity. Therefore, St. Nicholas anonymously tosses three bags of gold coins down the chimney. The man’s daughters had done the laundry prior and left their stockings hanging by the fireplace to dry. The gold landed in the stockings, thus starting the Christmas stocking tradition.

Italian good witch

One stocking story does not attribute the tradition to Santa, but to a kind-hearted Italian witch named “La Befana.” La Befana arrives on a broomstick the night of January 5 and fills the stockings of good children with sweet treats and toys. Bad children are awarded lumps of coal. La Befana is also credited with being the old woman who the wise men ask for directions to Christ’s manger in the Christ child’s story. After turning down an offer to accompany them, La Befana later carried gifts in search of Christ.

Christmas stockings have become part of holiday traditions, and this beloved tradition has its own unique history.

Gifts That Pamper and Rejuvenate

Stress can be bad for the body, contributing to depression, anxiety, hypertension, and even obesity. Unfortunately, more than half of working adults and 47 percent of all Americans say they are concerned with the amount of stress in their lives, according to a survey from the American Psychological Association. Canadians, too, are feeling stressed. The North American research company Ipsos found that stress affects 76 percent of the Canadian population.

Reducing stress can be especially important during the holiday season, which, thanks in part to its hectic nature, tends to produce extra feelings of stress. Gifts that pamper, relax and rejuvenate might be the ideal fit for those who need a little rest and relaxation.

· Aromatherapy: Studies have shown that aromatherapy, or breathing in certain scents, can trigger reactions in the brain and affect emotions, mood and memory. Specific essential oils can help relieve stress, induce relaxation and even promote better sleep. Scents such as lavender, lemon or yuzu, bergamot, ylang ylang, and jasmine can promote relaxation in many people.

· Candles: The combination of subtle, low flickering light and relaxing aromas can make candles soothing gifts. Put together an entire gift package with decorative candle holders or a nice tray on which candles of various heights can be placed.

· Plush robe: Sometimes lounging around the house is all that’s necessary to create a soothing atmosphere. A plush robe that is luxurious and comfortable will help that someone special unwind after a long day or after sleeping in on the weekend.

· Home aquarium: Stress can melt away watching underwater life flick and flitter through the aquarium. Combined with soothing bubbles and the gentle hum and splash of the filter, it is easy to see how having a fish tank in the home can alleviate stress. Make sure the gift recipient is able to care for the fish and select low-maintenance species.

· Bed linens: Treat someone special to the gift of added relaxation in the bedroom. Buying bed linens is often a chore and an expense that people put off. Pima cotton, silk, satin, or sateen sheets can be cool, comfortable and soothing.

· Facial treatment: A massage session can be relaxing, but so can a facial. There’s something serene about having a professional apply products and rub areas of the face and temples. Stress will slip away in an instant.

Pampering gifts can help ease anxiety, tame stress and help anyone feel more relaxed and happy.

Holiday Budgeting Tips for Savvy Consumers

Sticking to one’s budget is important all year long, but doing so during the holiday season can be especially tricky, when expenses run high and festive cheer makes it difficult to put the brakes on over-spending.

To get a better handle on your spending this holiday season, consider the following simple tools and tips.

Make Plans

Decide exactly what your plans are for this season. Will you be traveling? Will you be hosting a dinner party? What does your holiday shopping list look like? Add budget line items for all the associated expenses and put a price cap on each one.

Add it Up

Seek out tools that help make the logistics of staying within budget simple, such as desktop and printing calculators like Casio’s HR-100TMPlus, a 12-digit printing calculator with a large, easy-to-read display. It is especially well-suited for organized budget planning, as it offers special keys for tax calculations and has two-color printing, enabling shoppers to color code positive entries as black and deductions or purchases as red. For additional information on Casio’s portfolio of calculators, visit Casio.com.

Take Steps to Save

Make more space in your budget during the holiday season with smart strategies. Use free apps to help you score deep discounts on favorite retailers. If you’re crafty or handy, consider DIY-ing certain gift items and greeting cards. Suggest a day of volunteer service at your workplace in lieu of a gift exchange.

Don’t Get Impulsive

When you’re in the store aisles, it’s easy to make impulse purchases, particularly during the holidays when every display is designed to make you spend. Make a shopping list and then adhere to it.

To start 2018 on the right foot, spend no more than what you intended to using tech tools and smart strategies.​​​​​​ (StatePoint)

My Franklin Shopper App

How Being An Early Bird Can Benefit Holiday Shoppers

Come the end of the often hectic holiday shopping season, many people resolve to begin shopping earlier in the following year. While such resolutions can be hard to keep, shoppers would be wise to consider the myriad ways they can benefit by starting their holiday shopping earlier than they’re typically accustomed to doing.

Deals

The more time shoppers give themselves to find gifts for their loved ones, the more time they have to comparison shop and find the best deals. Retailers often offer steep discounts during the holiday season, but such deals may pale in comparison to those that can be had throughout the rest of the year. Holiday shoppers who begin shopping early can always skip buying in late summer or autumn if they think better deals can be had once the holiday season begins.

Shipping

By shopping early, shoppers can choose the least expensive shipping option offered by online retailers, potentially saving substantial amounts of money as a result. In addition, shoppers who start early won’t have to worry about items failing to arrive on time, a common source of stress for last-minute holiday shoppers.

Credit score

Another advantage to shopping early for holiday gifts is it allows consumers to protect their credit scores by spreading their spending out over several months instead of doing so in the handful of weeks between Thanksgiving and Christmas. In a survey examining debt associated with the holiday season, MagnifyMoney found that the average holiday debt in 2016 was slightly more than $1,000. Credit card debt can negatively affect consumers’ credit scores, especially if balances are not paid in full when bills are due. Shoppers can avoid such situations entirely by shopping early using only disposable income to make purchases instead of credit cards. Such financial flexibility may not be possible for shoppers who wait until the holiday season has begun to start shopping.

Time

Shoppers can save more than money by starting their holiday shopping in advance of the holiday season. In spite of the popularity of online shopping, many people still visit traditional brick and mortar retailers to do their present buying. Such stores can be overwhelmed with shoppers between Thanksgiving and Christmas, leading to long lines and lengthy searches for parking. Shoppers are far less likely to encounter big crowds and crowded parking lots if they get their shopping done before the dawn of the holiday season, saving themselves substantial amounts of time as a result.

Shoppers who commit to getting their holiday shopping done early can save money and time and protect their financial reputations as well.

Wenger & Myers Insurance My Franklin Shopper App

Tips for Keeping your Tree Fresh

It’s that time of the year when the holiday tree takes full focus as the centerpiece in many homes! One common question is how to keep it looking nice, the whole month long.

Top Tips for Keeping your Tree Green All Season

• Light your tree with LED lights over incandescants – LEDs generate less heat & won’t try out foliage as much.

• Unplugging lights at night & during the day to prevent overdrying the needles.

• Water regularly – do not let your tree go dry!

Use a funnel & tubing from a local hardware store to easily water your tree! Tuck tubing into tree stand/base with funnel attached at the top – you can pour in water & then hide the funnel under the tree skirt when not in use!

holidayroom

Share your tricks for keeping your tree green in our Comment section below!